You can follow all the rules of the road, but there’s nothing you can do to prevent other drivers’ negligence; unfortunately, their negligence may force you into a car accident. Now the last thing you want to do is go through the post-accident process, but dotting your i’s and crossing your t’s could result in a smoother healing process.
However, you may not know what post-accident i’s to dot and t’s to cross!
Our firm wants the best for you during your post-accident recovery, and that’s why we are here to tell you about the five next steps you need to take after surviving a car accident.
Call the Police
Some people are under the assumption that calling the police to the scene of an accident is unnecessary (especially if the accident is “minor”), but that couldn’t be further from the truth.
Police reports are helpful for several reasons:
- They preserve the facts of the accident on paper;
- They protect car accident victims from losing lawsuits filed by drivers who cause accidents;
- They help victims file lawsuits against drivers who cause accidents and injuries;
- They help insurance companies determine fault.
If a driver pressures you to keep quiet about the accident, don’t listen to them. When the victim of another driver’s negligence, you have nothing to gain and everything to lose by keeping quiet.
After talking to the police, the next step is to meet with a personal injury attorney.
Meet with a Personal Injury Attorney
You might be surprised at the thought of talking to a personal injury attorney so soon after a car accident, but there are several reasons why talking to an attorney sooner rather than later is beneficial.
Benefits of talking to a personal injury attorney soon after an accident
- An attorney can help you meet with the right medical professionals for your injuries.
- An attorney can warn you about the potential pitfalls of talking to another person’s insurance.
- An attorney can help you file and submit the right paperwork for your needs.
After meeting with an attorney, its time to visit with a medical professional.
Meet with a Medical Professional
After suffering a car accident, it’s crucial to visit a medical professional for a checkup. Even if you look and feel ok, it’s wise to set up an appointment because car accidents often cause internal damages that are impossible to see.
Another reason to set up an appointment with a doctor: adrenaline. After a near-death experience, the body responds by pumping adrenaline into the blood system. Adrenaline helps people focus in stressful situations, but it also distracts them from bodily pain.
Therefore, car accident victims might feel fine immediately after accidents, but that’s because they are harboring wounds they have yet to recognize.
One thing to note, car accidents often cause tissue damage to drivers and passengers. In most circumstances, damaged tissue doesn’t hurt until hours or days after initial impact. Therefore, don’t be surprised if you walk away from a car accident feeling fine, then wake up the next day dealing with severe aches and pains.
Now that the physical is taken care of, it’s time to talk to insurance.
Report the Accident to Your Insurance
It’s never fun, but it’s a good idea to talk to your insurance company after a documented car accident. Giving your insurance company a warning about the accident lets them be proactive against the at-fault party’s insurance. In other words, it takes the spotlight off of you and puts you in a better position should the other driver’s insurance come after you.
File an Insurance Claim with the At-Fault Person’s Insurance
At this point, it’s crucial to file an insurance claim with the at-fault person’s insurance. Making a claim is essential to getting compensation for damages and injuries. However, talking to someone else’s insurance is a dangerous dance because saying the wrong thing could be the difference between a failed or successful claim.
Things you will have to report include:
- Insured driver’s full name;
- Their policy number;
- Start and end date of the insured driver’s policy;
- When and where the accident occurred;
- Driver’s license and plate numbers of all drivers;
- General description of the accident.
Things you should steer clear of during the report:
- Reporting the nature of your injury;
- Giving a detailed description of the accident;
- Accepting any settlement offer.
If you are worried about talking to the insurance company, it’s wise to get tips from a personal injury attorney. A hired attorney can give you advice applicable to your specific situation. Contact Springer & Steinberg for help if you are struggling with the idea of talking to the at-fault person’s insurance.
Getting the Help You Need
Checking off the items on this list is no easy task, and is seemingly impossible for those who facing accident-related post-traumatic stress disorder and severe physical injuries. However, Springer & Steinberg is here to help.
Our experienced firm can walk you through every step of your case, from finding the right medical help to saying the right things to insurance companies. Additionally, our firm is prepared to fight against low-ball settlements and baseless accusations of fault.
Looking for award-winning personal injury representation? Call (303) 861-2800 now for a free consultation for your case!