Cell phone taking a photo of car accident

Common Insurance Myths: How the Insurance Lies to Deny Your Claim

insurance adjuster pointing to damage on a car for a pictureInsurance companies use marketing tactics to come across as “on your side” after car accidents, but the second they owe people money, it can become a nightmare to get what someone is due. Unfortunately, insurance companies use vulnerability to take advantage of their liabilities (the people they owe money too).

For this reason, Springer & Steinberg is here to shed the light on common insurance myths.

“There Is Nothing We Can Do For You”

In some circumstances, this statement made by an insurance company representative may be true. However, in other scenarios, this phrase is a sneaky ploy to get unwitting people to let go of their rightful car accident claims. This is one of the simplest insurance myths, but it does work on trusting people.

However, some insurance companies will use lowball settlements to deal with their liabilities.

“This Is Our Best Offer”

Unfortunately, dealing with an insurance company is often like haggling with a used car salesman; they want to sign away their liabilities at the lowest price point possible. Therefore, many companies will offer lowball settlements that are only a fraction of what the liability deserves. If liabilities accept a lowball settlement, it can be difficult to get more without legal help.

“It’s Going to Take Longer to Get You a Higher Sum”

Oftentimes, insurance companies will try to get people to take lower settlements by stating that a higher settlement will take time to gather. They act as if they are strapped for cash and can’t get to someone’s settlement right away; however, this is rarely true. Therefore, don’t trust this phrase and other common delay tactics.

Get Help with an Insurance Company

If you or a loved one suffers an injury due to someone else’s negligence, you have the right to seek just compensation. Unfortunately, some insurance companies are reluctant to give you what you deserve. If you believe an insurance company is acting shady, it’s wise to talk to an experienced personal injury attorney about your case.

Want to hold an insurance company responsible? Call (303) 861-2800 for a free consultation!

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