In any negligence-related matter where you suffer injuries because of someone else’s actions, it’s vital for you to recognize what rights you have. Filing a personal injury claim is vital in your effort to pursue compensation for the damages you may have sustained. However, this is a process that can be confusing if you’re unsure of what to expect.
Filing a personal injury claim allows you to not only pursue compensation for the damages you sustain, but you can also pursue justice against the negligent party. One thing to note, however, is that many insurance companies try to take advantage of claimants who are unaware of the process.
Before you move forward, there are 10 things you need to know about the claims-filing process:
- Personal injury claims are designed to protect your rights
- A personal injury lawyer can help pursue maximum compensation
- There are time limits on how long you have to file
- You can afford to get personal injury representation
- You don’t have to sign anything without having a lawyer
- Compensation can come in two ways
- There are four factors involved in proving liability
- The process can take much longer than you expect
- The value of a claim depends on numerous factors
- The sooner you call a lawyer, the better
1. Personal Injury Claims are Designed to Protect Your Rights
There are many misconceptions about personal injury lawsuits, but it’s vital to know that this process is designed to protect your rights. Insurance companies have large legal teams of their own, and it’s vital for you to have legal protection throughout the process, so these large corporations cannot take advantage of your rights.
2. A Personal Injury Lawyer Can Help Pursue Maximum Compensation
While insurance companies may offer settlements, they’re not always a fair amount. Having a lawyer helps you negotiate and potentially maximize the compensation you can receive. Legal representation can fully utilize evidence on your behalf to show negligence and liability.
3. There are Time Limits on How Long You Have to File
Every state has a statute of limitations regarding how long you have to file a personal injury claim. The state of Colorado is no different. In any case, it’s vital to start the process within this timeframe, which makes immediate action imperative in any situation where you suffer injuries because of someone else’s actions.
4. You Can Afford to Get Personal Injury Representation
Most people avoid hiring a lawyer because they feel it’s expensive. Hiring a personal injury lawyer, however, is most often done on a contingency fee basis. You can also get a free consultation so you can get answers without having to worry about upfront costs.
5. You Don’t Have to Sign Anything Without Having a Lawyer
If an insurance adjuster reaches out to you with documents to sign, know that you don’t have to do anything without your lawyer reviewing them first. The adjuster may ask for a quick return, but make sure you have everything thoroughly checked out to best protect your rights.
6. Compensation Can Come in Two Ways
When you pursue compensation, there are typically two ways in which you can get the outcome you want. The first is through a fair settlement, which may need to be negotiated over time when an insurance adjuster offers a less-than-favorable settlement to start. The second is a trial, which may be necessary should an insurance company wrongfully deny a claim.
7. There are Four Factors Involved in Proving Liability
When proving liability, there are typically four factors that come into play. There must be a duty of care, a breach in the duty of care, causation, and damages. Working with a lawyer and having the right documents and evidence after a crash is vital to proving someone is liable for your harm.
8. The Process Can Take Much Longer Than You Expect
The personal injury process is not the easiest, and it sometimes takes months to complete. Because of this, it can be easy to look at a settlement offer as a beneficial way to get through the process. In these cases, you should discuss with a lawyer because you want to ensure your rights are protected.
9. The Value of a Claim Depends on Numerous Factors
You may be wondering how much you can recover after an injury, but there are many factors involved. For instance, the severity of your injury can impact how much you can receive. Similarly, if you’re forced out of work, the loss of income can play a role, and the length of time you’re out of work can change the compensation you may recover.
10. The Sooner You Call a Lawyer, the Better
The faster you can get representation on your side, the better. With legal action, you need to act quickly to gather the necessary evidence. Having a lawyer on your side quickly helps you through the process so you can move forward in the most effective way possible.
At Springer & Steinberg, P.C., we focus on protecting you and your rights throughout the entire process. It’s our top priority to safeguard your ability to pursue compensation. Our Denver personal injury attorneys stand in your corner every step of the way.